Money Transfers review

Revolut review

Name: Revolut review
Item: Revolut
Rating: 7.6
Author: ChoosyOwl

Best for app-based banking users

Financial app with international transfers built in; check plan terms before you send. Existing Revolut users who want to send money abroad from the same app they use day to day. We rank it #8 of 8 in our money transfers comparison, with an editorial score of 7.6 out of 10.

Updated November 14, 2026By the ChoosyOwl editorial teamHow we rank

7.6/10

Our editorial score

Revolut scores modestly on Cost transparency because exchange-rate pricing in financial apps like it can depend on your plan, the time of day and usage limits, which makes the total cost harder to predict. It is convenient if you already use its app, but it scores lower on Delivery options and Safety & licensing disclosures in our review because we could not confirm its current US transfer details on its site.

How we score money transfers

Visit site

Money transfer disclosure.

We are not a money transmitter, bank or payment provider, and we do not send, hold or exchange money. Transfers are provided by the companies we review, under their own terms and licenses.

The total cost of an international transfer is the transfer fee plus any exchange-rate markup, which is the difference between the rate you are given and the mid-market rate. Some providers also charge different fees depending on how you pay, and a card issuer may treat a credit card payment as a cash advance. Check the exchange rate, the fees and the exact amount your recipient will receive, as shown by the provider, before you send.

Delivery times vary by provider, destination country, delivery method, payment method, identity checks and bank processing times, so an estimated arrival time is not a promise unless the provider states otherwise in its terms. Never send money to someone you have not met in person or to anyone who pressures you to pay quickly.

Quick facts

Our rank#8 of 8

Best forBest for app-based banking users

Ways to payFrom your Revolut account (check terms)

Delivery optionsBank account (check options)

Exchange-rate approachDepends on plan; check terms

Facts checkedNot yet verified

Details are general and can change. Check current plans, prices and terms on the Revolut site. See the Revolut company profile in our brand directory.

Overview

Revolut is a financial app that combines spending accounts, cards, currency exchange and international transfers. If you already use Revolut in the US, sending money abroad from the app can be convenient because the money is already in your account.

In apps like Revolut, exchange-rate pricing and transfer fees can depend on your plan, the currency, whether markets are open and how much you exchange in a month. Read the current plan terms and fee schedule in the app or on Revolut's site, and compare the amount your recipient will receive with a dedicated transfer service before you send.

We could not load Revolut's US pages when we last reviewed this list, so we have not confirmed its current US transfer options, delivery methods or licensing details. Check them on Revolut's site.

Pros and cons

Pros

Convenient if you already hold money in Revolut
Currency exchange and transfers in one app

Cons

Pricing can depend on your plan and usage limits
We could not confirm current US transfer details on its site
Not a specialist remittance service

Key features

International transfers inside a financial app
Currency exchange within the app
Spending accounts and cards
Plan options with different features (check terms)

Who Revolut is for

A good fit if

Existing Revolut users who want to send money abroad from the same app they use day to day.

Look elsewhere if

Anyone who wants published, predictable transfer pricing or cash pickup delivery.

How we scored Revolut

Our money transfers score weighs cost transparency (30%), delivery options (20%), speed & tracking (15%), coverage (15%), safety & licensing disclosures (20%). See the methodology.

Revolut alternatives

#1
Wise
Best overall
Online transfers at the mid-market rate with the fee shown separately, delivered to bank accounts.
- Converts at the mid-market rate with a separate fee (per Wise's pricing page)
- Pay by ACH, wire, or debit or credit card
- Delivery to local bank accounts; recipient needs no Wise account
- Multi-currency account and debit card for spending abroad
9.4/10
Editorial score
Visit site (Wise, opens in a new tab) Read review Compare
#2
Xe
Best for delivery choice
Long-running currency brand that sends to bank accounts, cash pickup points and mobile wallets.
- Bank deposit, cash pickup and mobile wallet delivery
- Pay by ACH, debit card, credit card or wire
- Mid-market reference rate shown in its converter
- Rate alerts and a currency converter app
9.1/10
Editorial score
Visit site (Xe, opens in a new tab) Read review Compare
#3
Remitly
Best for sending to family
App-first remittance service with bank, mobile wallet and cash pickup delivery and an on-time promise.
- Delivery to bank accounts, mobile wallets and cash pickup
- On-time delivery promise with a fee refund if late (check terms)
- Transfer tracking in the app
- Sends to more than 175 countries, per its site
9.0/10
Editorial score
Visit site (Remitly, opens in a new tab) Read review Compare

See all 8 money transfer services compared

Revolut FAQ

Does Revolut charge for international transfers?

Fees and exchange-rate pricing can depend on your plan, the currency and usage limits. Check the current fee schedule in the app or on Revolut's site before you send.

Is Revolut a good alternative to a remittance service?

It can be convenient if your money is already in Revolut. Compare the amount your recipient will receive with a dedicated service such as Wise or Remitly before you send.

Can my recipient collect cash from a Revolut transfer?

We could not confirm cash pickup for Revolut's US transfers. If your recipient needs cash, a service with a published cash pickup network may be a better fit.

Sources and fact check

We have not yet been able to check every detail on this page against Revolut's own website, so details are described in general terms. Confirm them on the provider's site.