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Editorial Policy

Our editorial team decides what we publish and how providers are scored, independently of any commercial relationship. We only publish what we can support from providers' public information, we avoid printing numbers that go stale, and we correct errors quickly.

Independence

Editorial decisions, including scores and rankings, are made by our editorial team using the published methodology. Commercial partners do not review, approve or change our content before it is published.

Accuracy rules

  • No invented facts. We never publish made-up prices, APRs, promotions, user counts, ratings, reviews or awards.
  • Checked at the source. We check brand facts against each company's own website and record the pages we used and the date we checked them on every review. Where we could not check a fact, we say so or leave it out.
  • Hedge what changes. Prices, rates, trial offers and plan features change frequently. Where they matter, we explain how they work and ask you to check the current details on the provider's site.
  • No fake social proof. We don't publish testimonials, invented quotes or "as seen on" badges, and we don't mark up user ratings we don't have.
  • Scores are labelled. Every score on the site is our editorial score, clearly labelled as such.

Sensitive categories

Some categories carry extra responsibility:

  • Personal loans. We are not a lender and never imply that approval is guaranteed. Rates and terms are set by lenders.
  • Online therapy. We are not a healthcare provider. Online therapy is not for emergencies; in a crisis, call or text 988 in the US.
  • Psychic readings. Readings are for entertainment purposes only.
  • DNA tests. Consumer DNA tests are not a medical diagnosis.
  • Debt relief and tax relief. We are not a lender, law firm or tax adviser. Results are never guaranteed; we explain fees and the effect on your credit, and we point out free alternatives such as nonprofit credit counseling and dealing with the IRS directly.
  • Mortgages and auto refinancing. We are not a lender. Rates and terms are set by lenders and depend on your credit; we explain when a rate check uses a soft or hard credit inquiry.
  • Money transfers. We are not a money transmitter. The real cost of a transfer is the fee plus any exchange-rate markup, so we tell you to compare the total shown before you send.

Updates and corrections

We review each category regularly and show the date of the last review on the page. If you believe something is wrong or out of date, please tell us through our contact form. We review every report and correct confirmed errors promptly.

AI assistants and search engines

Our pages are written answer-first so that people and AI assistants can quote them accurately. If you cite us, please link to the page you quote.