Advertiser disclosure: We may earn a commission when you click links to partners on this site. This doesn't affect our editorial scores. How we make money

All categories

We compare well-known US providers in 14 categories. Each category has a ranked comparison, a review of every provider, head-to-head pages and practical guides.

Updated By the ChoosyOwl editorial teamHow we rank

Personal Loans

SoFi is our top pick for personal loans because it lets you check your rate with a soft credit inquiry, offers autopay and member rate discounts and publishes an unemployment protection program.

Top pick: SoFi · 9.3/10Compare 10 personal loan options

Debt Relief

Freedom Debt Relief is our top pick among debt relief companies because it publishes its fee range, collects fees only after you approve a settlement and offers a written Program Guarantee.

Top pick: Freedom Debt Relief · 9.2/10Compare 8 debt relief companies

Tax Relief

Optima Tax Relief is our top pick among tax relief companies because its team includes tax attorneys, it lists the full range of IRS resolution services and it publishes the conditions of its money-back guarantee in plain words.

Top pick: Optima Tax Relief · 9.1/10Compare 7 tax relief companies

Mortgage Refinance

Rocket Mortgage is our top pick for refinancing because it covers rate-and-term, cash-out, FHA, jumbo and VA streamline (IRRRL) refinances, publishes sample refinance rates with APR and assumptions, and offers a refinance estimate its site says has zero credit impact.

Top pick: Rocket Mortgage · 9.2/10Compare 8 mortgage refinance lenders

Auto Loan Refinance

RateGenius is our top pick for refinancing a car loan because it explains clearly when it uses a soft credit inquiry and when it runs a hard one, and it works with a large network of lenders.

Top pick: RateGenius · 9.1/10Compare 8 auto refinance companies

Money Transfers

Wise is our top pick for sending money abroad from the US because it says it converts at the mid-market exchange rate and shows its fee separately, so the full cost is easy to see.

Top pick: Wise · 9.4/10Compare 8 money transfer services

Web Hosting

Hostinger is our top pick for most new websites because it pairs an easy custom control panel with performance features such as LiteSpeed servers and caching, plus a clear upgrade path from shared to cloud and VPS plans.

Top pick: Hostinger · 9.3/10Compare 10 web hosts

Password Managers

Bitwarden is our top pick for most people because it pairs an always-free plan with open-source, end-to-end encrypted apps on every major platform and publishes its third-party security audits.

Top pick: Bitwarden · 9.4/10Compare 7 password managers

Antivirus Software

Bitdefender is our top pick for antivirus software because it pairs strong core protection features with a light footprint and a regular presence in independent lab testing.

Top pick: Bitdefender · 9.4/10Compare 10 antivirus suites

Online Therapy

BetterHelp is our top pick for online therapy because it offers messaging, live chat, phone and video sessions with licensed therapists and makes it easy to switch therapists if the first match is not right.

Top pick: BetterHelp · 9.3/10Compare 7 online therapy services

Streaming Services

YouTube TV is our top pick for most cord-cutters because it combines local channels in most US markets, a broad cable-style lineup, an unlimited cloud DVR and a simple app on almost every device.

Top pick: YouTube TV · 9.3/10Compare 8 streaming services

Business VoIP

RingCentral is our top pick for business VoIP because it pairs a deep set of calling features with messaging, video meetings and a very wide range of integrations in one platform.

Top pick: RingCentral · 9.3/10Compare 9 business VoIP providers

DNA Tests

AncestryDNA is our top pick for most people because it pairs an autosomal ancestry test with strong relative matching and family tree tools in one place.

Top pick: AncestryDNA · 9.3/10Compare 7 DNA tests

Psychic Readings

Kasamba is our top pick for online psychic readings because it combines a large, filterable advisor directory with chat, phone and email readings and clear per-minute pricing shown before you connect.

Top pick: Kasamba · 9.4/10Compare 10 psychic reading sites

Prefer to browse by company? See the brand directory.