About ChoosyOwl
ChoosyOwl publishes independent comparisons of well-known US services, from personal loans to web hosting. Every ranking uses our own editorial score, based on a methodology we publish for each category, and we explain how we make money on every page.
What we do
We compare the best-known providers in fourteen categories and explain, in plain English, which one suits which kind of person. We cover:
- Personal Loans
- Debt Relief
- Tax Relief
- Mortgage Refinance
- Auto Loan Refinance
- Money Transfers
- Web Hosting
- Password Managers
- Antivirus Software
- Online Therapy
- Streaming Services
- Business VoIP
- DNA Tests
- Psychic Readings
Each category has a main comparison page, an in-depth review of every provider we rank, head-to-head comparisons of the most common match-ups, and practical guides that answer the questions people ask most.
Who we are
ChoosyOwl is a brand of MD Finlabs Private Limited, a company registered in India. Our editorial team researches each category from the providers' own public information, sign-up flows and published policies, and writes for readers in the United States.
What we are not
We are not a lender, a loan broker, a law firm, a tax adviser, a money transmitter, a healthcare provider, a telecom carrier or a software vendor. We do not sell any of the products we compare, we do not make credit or clinical decisions, and we never ask you for sensitive personal information.
How we stay useful
- Answer first. Every page starts with a direct answer, then the detail.
- No invented numbers. Prices, rates and offers change often, so we describe how pricing works and send you to the provider's site for current figures. Where a lender or provider publishes a range (for example an APR or fee range), we may show it with the date we checked and a link to the provider's own page, rather than printing numbers that may be out of date.
- Scores you can check. Our editorial scores follow a published methodology, and each review explains the reasoning behind its score.
- No fake social proof. We don't publish testimonials, star ratings from users, or "as seen on" badges.
How we make money
We may earn a commission when you click through to some providers. That's how the site is funded. It never changes our editorial scores; read our advertiser disclosure and editorial policy for details.
Get in touch
Spotted something out of date? Please contact us through our form and we'll review it.