Company profile

Upgrade

Upgrade is an online financial platform offering personal loans made through partner banks, as well as credit cards and checking and savings accounts. Upgrade appears in our personal loans comparison.

Updated November 14, 2026By the ChoosyOwl editorial teamHow we rank

Visit site

Opens the official Upgrade website.

Company facts

Official websiteupgrade.com

CategoriesPersonal Loans

Facts checkedNovember 14, 2026

We list headquarters, founding year and apps only when the company states them on its own website. Fields we could not confirm are left out.

What Upgrade offers, and how we rank it

Personal Loans

Upgrade is ranked #3 of 10 in our personal loans comparison, with an editorial score of 8.9/10 (best for debt consolidation).

Online lender with a soft-pull rate check and direct payment to creditors for debt consolidation.

Soft-pull rate check before you apply
Option to pay creditors directly for debt consolidation
Joint applications accepted
Discounts for autopay, direct payoff and secured options (check current terms)

Read our Upgrade review

Upgrade app

Upgrade links to these official mobile apps from its own website (source):

Download apps only from the official stores. App features and availability can differ from the website.

Sources

Upgrade and its logo are trademarks of their owner. Their use here identifies the company and does not imply endorsement.

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