Company profile

Pacific Debt Relief
Pacific Debt Relief is a debt settlement company that negotiates with creditors to resolve unsecured debts such as credit cards, medical bills and personal loans for less than the full balance. Pacific Debt Relief appears in our debt relief comparison.
Company facts
Official websitepacificdebt.com
HeadquartersSan Diego, CA
Founded2002
CategoriesDebt Relief
Facts checkedNovember 14, 2026
What Pacific Debt Relief offers, and how we rank it
Debt Relief
Pacific Debt Relief is ranked #6 of 8 in our debt relief comparison, with an editorial score of 7.8/10 (best for clear eligibility rules).
San Diego debt settlement company with a stated minimum debt and a published state list.
- Stated minimum unsecured debt to enroll
- Published list of states served
- No upfront fees
- ACDR accredited member (per its site)