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Company profile
Happen Bank (formerly LendingClub) logo

Happen Bank (formerly LendingClub)

Happen Bank, formerly LendingClub, is a US bank (Happen Bank, N.A.) offering personal loans, auto refinancing, checking and savings accounts and business loans. Happen Bank (formerly LendingClub) appears in our personal loans comparison.

Updated By the ChoosyOwl editorial teamHow we rank
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Company facts

Official websitehappen.com
CategoriesPersonal Loans
Facts checkedNovember 14, 2026

We list headquarters, founding year and apps only when the company states them on its own website. Fields we could not confirm are left out.

What Happen Bank (formerly LendingClub) offers, and how we rank it

Personal Loans

Happen Bank (formerly LendingClub) is ranked #4 of 10 in our personal loans comparison, with an editorial score of 8.8/10 (best for joint applications).

LendingClub's new name: a bank with a soft-pull rate check, joint applications and direct payment to creditors.

  • Soft-pull rate check; hard inquiry only if a loan is issued
  • Joint applications accepted
  • Direct payment to creditors for balance transfer loans
  • Operates as a bank (Happen Bank, N.A.)

Read our Happen Bank (formerly LendingClub) review

Sources

Happen Bank (formerly LendingClub) and its logo are trademarks of their owner. Their use here identifies the company and does not imply endorsement.

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